Nu Holdings is reportedly exploring an acquisition of Monzo that could give the Latin American digital bank a profitable UK franchise and a regulatory platform for expansion across Europe.
Nu Holdings is reportedly exploring an acquisition of Monzo that could give the Latin American digital bank a profitable UK franchise and a regulatory platform for expansion across Europe.
Trade finance is entering a new infrastructure phase as banks move from digitising documents toward connected environments where electronic records, structured data and automated workflows can support verification, financing and supply-chain visibility across participants.
Cash management is moving beyond online banking portals and becoming embedded in companies’ own treasury and accounting systems. Bank submissions show broad investment in real-time data, ERP connectivity and automated controls, but receivables and working-capital processes remain less integrated
Banks are finding that AI credit copilots create value not through faster memo drafting alone, but by reducing review cycles, standardising credit papers and shifting human oversight from individual cases to system supervision.
Key emerging trends from this year's awards show the industry's centre of gravity shifting to the foundations — data, architecture, resilience and rails — that will decide which banks can move fastest.
Most large banks have adopted AI, but few have rebuilt around it. Governance, architecture and strategic priorities will determine who scales AI successfully.
Leading Chinese banks delivered stronger earnings growth in the first half of 2026 (1H2026), but weaker loan demand, rising credit costs and continued pressure on asset yields kept returns under pressure.
Malaysian banks' net profit was broadly flat in the first half of 2026 (1H2026), but their core lending businesses did not drive the result. Retail banking profit fell or stalled at most large groups, while corporate banking profit was likely flat. Treasury and markets income, wealth management and fund management provided most of the growth. Hong Leong Bank and Alliance Bank were the clearest exceptions, with broad-based operating strength.
Singapore’s banks turned to non-interest income as margins compressed in the first half of 2026 (1H2026), but the earnings cushion was uneven. OCBC’s broader revenue mix supported stronger profit growth, while UOB’s experience showed that wealth expansion alone could not make up for weaker net interest income.
The report provide an in-depth analysis and data set on the financial performance and competitive positioning of the world’s leading digital banks
The report provides an in-depth analysis and data set on the financial performance of the global banking industry, including
The international use of China’s renminbi (RMB) has entered a new phase of accelerated, broad-based growth that is expected to extend well into 2026 and beyond. This is the central finding of the RMB Internationalisation Report 2025: New opportuniti
The Philippines BankQuality™️ Consumer Survey (BQS) and Rankings rely on responses from a representative online survey of 1005 customers in Philippines, conducted between January and February 2024.
The Indonesia BankQuality™️ Consumer Survey (BQS) and Rankings rely on responses from a representative online survey of 2095 customers in Indonesia, conducted between January and February 2024.
The recent global outage of Microsoft systems, affecting various sectors, including several financial institutions,