Datafiles Mar 18
The top 10 digital banks by pre-tax profit leveraged scale advantages, yet growth varied widely, reflecting differences in strategies, market dynamics and operational priorities.
The top 10 digital banks by pre-tax profit leveraged scale advantages, yet growth varied widely, reflecting differences in strategies, market dynamics and operational priorities.
Chinese and US megabanks generate the largest absolute profits through scale and diversification, while emerging-market banks deliver higher — but more volatile — returns on equity.
China is building a multi rail financial system that supports industrial localisation, strengthens cross-border operations and positions banks at the centre of a new global operating model.
The TABInsights Islamic Banks Rankings highlight stronger financials in Middle Eastern banks, particularly in Saudi Arabia, Kuwait and the UAE, while Asian institutions remain smaller and less profitable. Islamic banks are strengthening balance sheets amid evolving risk and governance priorities.
Banks in Asia-Pacific are modernising tech architecture for scalability, resilience and innovation, according to senior executives.
Banks are embedding AI at the core of their operating models, scaling responsibly while gearing up for the next horizon of agentic intelligence.
The Future Banking Working Group (FBWG) invites members to an open dialogue session examining DCJPY as a live case study in tokenised deposit infrastructure.
The Future Banking Working Group (FBWG) invites you to our upcoming Open Dialogue Session: "How fintechs are reshaping SME lending", where we will explore the structural barriers for small and medium enterprises (SMEs) in accessing credit, navigating digital payments, and scaling across platforms and borders. As regulatory expectations rise and technology reshapes financial delivery, banks have opportunities to enhance how they serve this high-potential segment.
DeFi has matured from a niche concept into a viable alternative financial architecture, built on principles of automation, transparency, and resilience. Patrick Schueffel, professor at the Fribourg School of Management, highlights how DeFi challenges traditional finance by removing intermediaries and rebuilding trust through code.
For decades, traditional credit scoring has excluded billions in emerging economies. Christo Georgiev, CEO and founder of LenderLink, shares how new behavioural signals, AI models and institutional accountability are reshaping credit decisions and expanding financial access.
The Future Banking Working Group (FBWG) invites you to our upcoming Open Dialogue Session: "The Future of Banking with Tiravat Assavapokee and John Januszczak", where we will explore how digital assets, artificial intelligence and embedded ecosystems are shaping the future of finance in Southeast Asia.
Design thinking is shaping innovation strategy in financial services as institutions seek to improve customer engagement, risk management and operational effectiveness. Sandeep Deobhakta illustrates how banks can apply design thinking across core business functions to drive measurable outcomes.
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Mai Kaneko leads international business and marketing at DeCurret DCP, a Japanese fintech firm operating a multi-bank network for tokenized deposit under the DCJPY framework. She oversees international expansion initiatives, bank-fintech partnerships and global go-to-market strategy. She holds a Master’s in International Relations from Georgetown University and a Bachelor’s in Economics from University of Tokyo.
Kinoshita has been involved in product development projects across a wide range of industries in Japan, including e-commerce, retail, banking, insurance, and manufacturing. He joined DeCurret DCP in 2024, where he has been engaged in the development of digital currency infrastructure. In addition to building the underlying infrastructure, he supports digital transformation (DX) initiatives associated with the adoption of digital currency solutions across various industries, and promotes projects aimed at enabling cross-border transactions.
Abhinav is currently based in Singapore and leads Client solutions and Sales for Partior. In this capacity, he oversees clients' journeys including commercial and central banks, from defining use cases to product integration. Before taking on this role, Abhinav gained extensive experience working with both global and local banks. He spearheaded transformative initiatives in Payments and Core Banking, requiring him to coordinate efforts across business units, technology teams, and regulatory bodies. Abhinav played a pivotal role in implementing Faster Payments projects throughout Asia, including notable projects like Singapore G3 Fast, Malaysia Duit Now, and Hong Kong FPS. Prior to his tenure in the banking sector, Abhinav served as a Payments Financial Services consultant to various banks and payment fintech companies such as ANZ, Deutsche Bank, and Bank of America. Originally from India, Abhinav holds an Engineering degree and a Postgraduate qualification in Machine Learning and Artificial Intelligence. He is also a dedicated father of two, and he enjoys spending his weekends playing tennis and cherishing moments with his family.
Sakae Hamasaki joined Sanwa Bank (currently MUFG Bank) in April 1993 and worked in corporate banking across five domestic locations. From 2006 onward, he gained extensive experience in the planning, development, and sales of payment-related services for corporate clients in Japan and overseas. He joined DeCurret DCP in 2022, where he has been leading initiatives to support banks in evaluating the adoption of tokenized deposits, as well as collaborating with overseas partners to build cross-border networks utilizing tokenized deposits.
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