Kelvin Teo is the co-founder and Group CEO of Funding Societies | Modalku, and a recognised leader in digital finance. In this open dialogue session, he will share insights from scaling a pan-regional digital lender focused on SMEs. He will reflect on how private credit and platform-based models are reshaping the traditional role of banks as credit intermediaries, and how financial institutions can respond through partnerships that preserve compliance while scaling client reach.

In this session, Kelvin will share his views on:

  •  The macroeconomic importance of SME finance and the evolving expectations of SME clients across the credit lifecycle
  •  How banks and fintechs are rethinking credit models through data, embedded finance, and alternative funding sources
  •  What it takes to build scalable, compliant SME lending infrastructure through technology, regulation, and partnerships

Agenda (SGT)

4:00 PM – 4:10 PM: Introduction of How fintechs are reshaping SME lending discussion by Urs Bolt, Chairman, The Banking Academy
4:10 PM – 4:40 PM: Fireside chat with Urs Bolt and Kelvin Teo, co-founder and Group CEO of Funding Societies | Modalku
4:40 PM – 5:00 PM: Q&A