Banks in Vietnam and Saudi Arabia appear most exposed to funding pressure and vulnerabilities

Figure 2. Banks with strong loan growth, weaker deposit growth, and stretched funding and liquidity positions among the world's 1,000 largest banks

Banks with thin net stable funding buffers, only compliant, not yet implemented, or unavailable
Note: Negative deposit growth gap measures the percentage-point difference between deposit growth and loan growth between 2022 and 2024. For example, if a bank's deposits grew by 8% from 2022 to 2024, while its loans grew by 12%, the deposit growth gap would be negative 4%. Banks in red have NSFR between 100–110% or have not disclosed / implemented NSFR. The regulatory minimum for NSFR is 100% under Basel III. Figures in tooltips for each data point may not always add up due to rounding. Sample: n=39 worst-performing banks by deposit growth difference (range −10% and −40%) and LDR of 97% and higher, based on the world's 1,000 largest banks.
Source: TABInsights