More than half of the world's largest banks grew loans faster than deposits between 2022 and 2024
Figure 1. Deposit growth gap (% point difference between deposit growth and loan growth) among the world's 1,000 largest banks
Deposit-led expansion
46% of Banks
46% of Banks
Credit-led expansion
54% of Banks
54% of Banks
DEPOSIT GAP
% of banks
Note: The deposit growth gap measures the percentage-point difference between deposit growth and loan growth between 2022 and 2024. For example, if a bank's deposits grew by 8% from 2022 to 2024, while its loans grew by 12%, the deposit growth gap would be negative 4%. n=987 financial institutions across 100 countries (outliers from Lebanon and Argentine excluded).
Source: TABInsights
Source: TABInsights